2022 SUMMARY OF BENEFITS ENROLLMENT OPTIONS

  • General Information pertaining to all New Employees
     
    • All Permanent Full-Time employees working 30 hours or more per week are required (unless exempted by state law) to enroll in one of the State Retirement Plans and are eligible to enroll in any one or more of the insurance options listed below. 
     
    • Permanent Part-Time employees are also required to enroll in one of the State Retirement Plans, but only Permanent Part-Time teachers working at least 15 hours per week are eligible to enroll in health, dental, and vision (life, disability, and other options do not apply).  
     
    • Other part-time, temporary, or seasonal employees have the option of enrolling in a State Retirement Plan but are not otherwise eligible for insurance unless an average of 30 hours per week is worked over a specific measurement period (usually 12 months from the date of hire).
     
     
    All premiums for required and optional plans will be payroll deducted unless otherwise indicated.
     
     
    THE INFORMATION ON THIS PAGE IS ONLY INTENDED TO SUMMARIZE THE BENEFITS AVAILABLE TO YOU AS A NEW EMPLOYEE. 
     
    For more detailed information, please visit www.peba.sc.gov 
     
     

    State Retirement Plans
    • SC Retirement Systems (SCRS) Traditional Defined Benefit Plan - Employer-sponsored - Employee contributes 9.0% of gross salary - payroll deducted
    • SC Optional Retirement Plan (SC ORP) Defined Contribution Plan - Employer-sponsored - Employee contributes 9.0% of gross salary - payroll deducted 

     

    Other Retirement Savings Plan Options

    • SC Deferred Compensation - Employee contributions only - payroll deducted - as little as $10 per check-up to limits set by IRS for a specific plan
    • 403(b) Plans - Employee contributions only - payroll deducted - Contact the Payroll Department for more information
     
     
    Health
    • State Health Plan - Savings Plan
    • State Health Plan - Standard Plan
     
    Dental
    • State Basic Dental Plan
    • Dental Plus (add-on plan to Basic Dental)
     
    Vision
    • State Vision Plan
    • Vision Discount Program (Free-no premium charged)
     
    Life Insurance
    • State Basic Life Plan - $3,000 Term Life policy. (Free for employee IF enrolled in one of the state health plans)
    • State Optional Life Plan - Term Life is available for a premium in increments of $10,000 up to 3x the amount of annual salary rounded down to the nearest $10,000. (Premium is based on the amount of coverage selected and age of employee)
    • State-Dependent Life-Spouse - $10,000 or $20,000 Term Life policy (Premium is based on the amount of coverage selected and age of employee)
    • State Dependent-Child(ren) - $15,000 Term Life policy on each child ($1.26 per month regardless of the number of children covered)
    • Mutual of Omaha Life Insurance - $2,000 policy on all Full-Time employees (Free)
    • Mutual of Omaha Voluntary Life - Term Life is available for a premium in increments of $15,000 up to $105,000 guaranteed issue without medical evidence.  (Premium is based on the amount of coverage selected and age of employee)
    • Mutual of Omaha Dependent Life Rider-Spouse & Child(ren) - $5,000 or $10,000 Term Life on each dependent (Premium is $1.95 per month for 5K or $3.90 per month for $10K regardless of the number of dependents covered: spouse and child(ren))
    • Colonial Whole Life-Employee - Guaranteed issue at Initial Enrollment period.  (Amount of coverage available and premium determined by employee and Colonial Life Representative) *Information packet available in Benefits Office
    • Colonial Whole Life-Spouse - Amount of coverage available and premium determined by the employee and Colonial Life Representative) *Information packet available in Benefits Office

    Disability
    • Colonial Educator Short-Term Disability - Weekly benefit for on and off-the-job accident or sickness (Available coverage for spouse and dependent children at an additional cost)
    • State Basic Long-Term Disability -  90-day plan pays 62.5% of monthly salary beginning 91st day up to $800 per month (Free to employees enrolled in a state health plan)
    • State Supplemental Long-Term Disability - Choose a 90 or 180-day plan that pays 65% of monthly salary beginning 91st or 181st day (Premium is based on salary and age)

    Other Options
    • Colonial Educator Short-Term Disability, Critical Illness Insurance, Accident Insurance, Hospital Confinement Indemnity Insurance, and Cancer/Whole Life - *Information available in Benefits Office